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New Age Of Majority?

By Al Campbell
Sunday, Apr 13 2008, 10:54 AM

Governor Doyle recently signed a bill that establishes age 15 & 1/2 as the age at which a person residing in Wisconsin can make his or her decision to donate organs if they were to die.  The age until now had been established at 18.  This was included in Assembly Bill 570 that was co-sponsored by Rep. Jeskewitz and Rep. Wasserman, names familiar to our community.

I have close friends who have experienced the life-giving results of organ donors' decisions.  They are passionately in favor of the program.  I am not discussing the pro and con of organ donation.  I am not raising questions about youthful donors; organs have been harvested and donated from infants and children for a long time.

I am raising the question of just when a person should be able to make that decision for oneself.  I am raising the question of when the person has accumulated the knowledge and wisdom to make such a decision without parental consent.  I am raising the question as to when parental consent and parental responsibility is removed from the family. 

What are the things one can do legally at the age of 15 & 1/2 years?  Drive? No.  Drink alcohol?  No.  Vote in public elections?  No.  Join the military?  No.  Own a gun?  No.  Marry?  No.  Go to school?  Yes.

Is it just me or does it seem to you, as well, that our society is gradually eroding the rights of parents and giving those rights over to the state?  Are we truly moving to that "It Takes A Village" thing?

If we think back, there has been a subtle, slow, but inexorable movement in which the parent has lost rights that have been given over to the state (or the schools which is nearly the same).  Vaccinations. Sex education. Corporal punishment. Driver's training.  Abortion.

Am I way off the mark, or do you agree?  Where is this going to end?  Will it end tomorrow, or next year, or next generation or will it end when the parents have given over all their rights to those who know best?  And, do the parents even know that they're losing parental rights?  And, if they know, do they care?

Troubling incrementalism.


 

Surprise! Rich Get Richer Faster Than Poor...

By Al Campbell
Wednesday, Apr 9 2008, 08:32 AM

The Center on Wisconsin Strategy and the Wisconsin Council on Children & Families, both found in Madison, have released a report that reaches the startling conclusion you see in the headline above.

Wow!  What a surprise!  Further into the article in today's Journal Sentinel that discussed this amazing statistic, we find out that Wisconsin actually ranks quite well so far as this measurement is concerned...but apparently not well enough to make these groups comfortable.  The report shows that the gap in Wisconsin is actually smaller than on average across the country.  The report found that Wisconsin actually ranks 11th out of the 50 states in this regard, and that means the gap between top and bottom fifths of the population are lesser.

But, there are the usual suggestions made to 'correct' this terrible situation:

  • Increase the minimum wage and then index it to inflation.
  • Improve worker skills and education.
  • Expand subsidized childcare and health care for low-income workers.
  • 'Update' unemployment insurance.
  • Make taxes 'more progressive'.

This 'minimum wage' canard is so old and tiresome but it just keeps coming back.  There are positions in the workforce that do not command more than the current minimum wage.  Every time the minimum wage is increased, it displaces workers at the bottom end of society because the jobs simply go away. The majority of minimum wage jobs are held on a part-time basis by students and homemakers, and not be sole bread winners.

Improving worker skills and education is a noble undertaking, it is one that we are engaged in already, and it speaks to the need to get MPS working since it seems intent on not graduating 53% of its students thus relegating them to those minimum wage jobs and/or welfare programs (except that you have to read for many of those, so I guess that is out).

I don't know where the people have been who built this study, but every time we turn around, we are expanding childcare and health care for low-income workers.  Look at BadgerCare and BadgerCare Plus.  Listen to the radio commercials begging people to come in to sign up for welfare programs.

Apparently unemployment insurance should be 'updated' (read increased) so the people who are unable to hold jobs get more money until the benefit runs out.  Maybe a better tax climate in our wonderful state would prompt the creation of more jobs and remove the increasing need for the unemployment insurance program 'update'.

Finally, the ultimate liberal solution for every ill to be found in society:  let's take more money away (tax increases) from 'the rich' and give it to the poor.  This class warfare shot is being heard all too often in the current presidential campaign, and it fails to define just who the 'rich' are; be careful middle class; you may be rich.  We don't need to resort to the use of this class warfare tactic in Wisconsin.  In case the 'ruling class' hasn't figured it out, our taxes are already too progressive.

These studies drive me nuts (as is plainly seen from this Blog).  Lower our taxes as Texas has done for its citizens and employers, and watch what happens to unemployment, etc.

What a surprise.  The rich get richer faster than the poor.  The real surprise is that liberals have yet to figure out how cause and effect function in this equation!


 

Troubling Issues...

By Al Campbell
Friday, Apr 4 2008, 08:51 AM

There were two items in the newspapers today that are particularly troubling and those are:

Wisconsin's black 8th graders rank worst in the nation in writing...

This article cited the latest tests that showed our black (African-American) students were actually getting worse than better so far as both reading and writing are concerned.  Other states in the nation have posted improvements in the same time period, so we know this issue can be dealt with positively.  Reading and writing are very basic skills without which these kids will fail in their quest to make it through this life.

This comes on top of the recent report that Milwaukee's public schools graduate only 47% of those who come in as freshman students.  This speaks to virtually a complete failure in my mind.  Yes, the breakdown of family units plays a significant role, but that needs to be overcome.  The kids who grow up to a bleak life are more likely to perpetuate the family breakdown issue and make it worse than it already has become.

Finally, our state Superintendent of Public Instruction, Elizabeth Burmaster, issued this statement, "Our overall student achievement is improving and parallels what we see on other assessments.  We must stay focused on raising achievement for all students, in particular our African-American students, and closing achievement gaps.  We know what works: quality educators in every classroom and strong leaders in every school, early learning opportunities and small class sizes and shared responsibility by parents, schools and communities to support student academic achievement."

What a bunch of malarkey!  It is this attitude that has exacerbated this problem.  It is this attitude, in part, that has seen this problem worsen in the past decade.  If she truly "knows what works", then why isn't it working?  Is it that we need to pour good money after bad?  Is it that we need ten students per classroom instead of twenty?  What is it?

And, where are the rest of the political ruling class members?  Strangely silent and strangely absent it seems.  Why is school choice getting short shrift?  Why are web-based schools such a threat?  Is it because the "we know what works" group fears that choice would prove to be better?  Would relaxation of the residency requirement bring better teachers into Milwaukee schools?  Is it possible that we are failing these at risk kids and that they have no real alternatives?

Diabetes up 27% in state since 2005...

In two years, there are 27% more adult diabetics in Wisconsin.  419,870 adults were indicated to have diabetes in Wisconsin in 2007.  And, the estimate is that about 1 million more are pre-diabetic.  We have something over 5 million citizens, so the combination of diagnosed and pre-diabetic people accounts for about one of every four people in the state.

We have a health care cost crisis in our state and our country...and these statistics are evidence of why that is the case in very large part.  Diabetes carries a huge human cost and a huge financial cost from onset to end of life.

Hospitalizations due to diabetes grew by 11% over the two-year period in this study.  While the number of hospitalizations grew by 11%, the cost of those hospitalizations increased 48% to $2 billion; this can be attributed to the severity and number of cases as well as the general escalation of health care costs.  The overall cost of diabetes among adults in Wisconsin now stands at some $5.2 billion per year.  If the pre-diabetics were to be lumped into this cost today, we'd be spending $15 billion per year or more on the ravages of this disease.

We can be our own worst enemy so far as this disease is concerned, although that isn't always the case.  But, for those who are able to control or moderate their disease through personal lifestyle changes, they need to do that...for themselves and the rest of our citizens.  This disease threatens to bankrupt our state...both in the human toll extracted as well as pure cost. 


 

Assembly & Senate Finished Except For Budget Repair...

By Al Campbell
Monday, Mar 17 2008, 09:29 AM

This is one of the periods that are often joked about by the citizenry.  With no sessions being conducted in Madison, we all can feel a little less threatened.  The major snag in that logic at the moment is that both houses will continue to debate the budget repair needs given the anticipated revenue shortfall of some $650 Million.  I have discussed the primary differences between the Governor and his Democrats and the Republicans often in past Blogs. 

What got done and what didn't get done during the session now ended?

    • We are still without a photo ID law to assure that only Wisconsin citizens who are entitled to vote are voting.
      • Thank the Democrats for blocking this necessary legislation again.
    • Our elected officials at the State level continue to enjoy the largess of Sick Leave accumulation.
      • Thank the Democrats for continuing this little 'cookie jar' benefit at our expense.
    • Cell phones are not part of the do-not-call list in Wisconsin.
      • Thank the Republicans for mysteriously not taking this up in the Assembly.
    • Economic development proposed by Governor Doyle was killed.
      • Thank his fellow Democrats in the Senate for this being killed because it supposedly cost too much.
    • The gun database still does not carry information about involuntary mental health commitments.
      • Thank the Senate Democrats for killing this common sense initiative; maybe they want to simply ban all guns.
    • Psychological examinations for new full-time police officers still not a requirement.
      • Thank the Republican Assembly for not even debating this change even though it makes sense.
    • Property rights won a victory over the anti-smoking groups.
      • Thank both the Assembly and Senate for not giving away our personal rights and for letting merchants decide if they will be smoke-free.
    • Virtual schools will be permitted to exist after heated arguments for and against.
      • Thank both the Assembly and Senate for reaching a compromise that Governor Doyle dared not kill off even though his WEAC money machine dearly wanted this dead.
    • The 'Frankenstein Veto' provision will be put to the citizens as a proposed Constitutional Amendment.
      • Thank the Democrat-controlled Senate for finally agreeing to let this pass after the Assembly gave it bipartisan support.
    • Healthy Wisconsin was defeated.
      • This is a great victory of common sense over politics thanks to all elected officials who voted against it, and that is primarily the Republicans in both the Assembly and Senate.

So, how do we grade the overall efforts and results of the Assembly and Senate?  It has to be a mixed grade at best.  Maybe in the 'C+' to 'B-' range.  Our state budget spends too much money even though Republicans did their level best to reduce it even more than they did. 

The two branches again showed us how dysfunctional our government can be.  The bad side of that is that things of value to the citizenry were lost.  The good side of that is that a lot of bad 'stuff' got tossed in the garbage can.

Maybe we can get a decent budget repair bill put together and lessen the hit on the taxpayers' wallets and purses.  That would raise my grade by nearly a full point.


 

Exasperated?

By Al Campbell
Friday, Feb 15 2008, 09:46 AM

Am I the only person who is exasperated with our state and national political/tax scene?  I doubt that very much. 

As I watch the 'Amazing Obama' versus 'Deserving Hillary' race unfold, I see a real race as to which can promise greater tax increases/profit confiscation to the tune of TRILLIONS of dollars.  What is even more amazing to me is the blatant approach both are taking...coupled with the seeming lack of perception their two groups of supporters have of what they're getting into.  These two people are socialist/populists so far as I can see.  There is the inevitable class warfare coupled with promises that neither will ever be able to keep...thank goodness!  And, it seems, with every passing day, that Barack Obama will wrest this nomination away from Hillary Clinton unless the Clinton 'machine' is able to do him in...and that cannot be discounted.

Then, I read of our state's revenue collection shortfalls totaling something in the range of $650 Million by the middle of next year.  And, I hear the 'solutions' offered by Governor Doyle and by the Republicans.

On the one hand, we are collecting $650 Million less than projected due to an economic downturn.  That economic downturn is, in large part, caused by heavy taxation in our state.  We have all learned, if we'll admit it to ourselves, that lower tax rates increase revenue collections since they stimulate the economy.  Let us keep more of what we earn, and we'll find ways to earn even more than we were before, and tax collections increase.

Governor Doyle would combine his already once-defeated tax on hospitals (which will exacerbate the health care cost crisis), and delay some of the tax decreases that were part of the so-called 'bipartisan' budget passed just a few short months ago.  In essence, his solution is to raise taxes to get us out of our economic slump.

Fortunately, the Republicans are, so far at least, saying there can be no new taxes and there must be spending reductions instead.  Sen. Alberta Darling is releasing today her "Stay In Wisconsin" program.  That program represents her agenda aimed at keeping seniors, students and working families in Wisconsin.  We talked just days ago about Wisconsin's outflow of population.  Her package of proposals would eliminate the Estate Tax, increase the Property Tax Credit for seniors, eliminate tax on Social Security income, increase Tax Exemption limits, make Student Loan interest fully deductible, along with a few other things including evidenced-based health care reform. 

Probably the biggest boost would come from what Sen. Darling calls 'Invest Wisconsin 2.0'.  That includes the following:

  • a 1% across the board income tax cut for all Wisconsin taxpayers
  • Capital Gains reinvestment
  • Angel Investment tax credit
  • Education tax credit
  • Green Data Center tax credit
  • NanoSTEM research initiative
  • Nanotechnology tax credit
  • Product liability reform
  • Expert Witness reform
  • Jobs Preservation

The Governor seems intent on raising taxes to increase revenue while many Republicans are pointing in the direction of economic stimulation as the solution. 

I don't know about you, but I am just about at my tax paying limit.  I'd much rather help pay for a new elementary school in Germantown than add more money to the state's tax collection coffers.  The return on investment seems much better if we invest locally while our state stimulates the economy instead of increase taxes.

By the way, the idea of reducing expenditures when income lags is something that just about everyone of us has had to to do at one time or another.  Isn't it the state's turn to practice that simple budget technique for awhile?


 

Health Care Cost 'Crisis'...

By Al Campbell
Monday, Jan 14 2008, 09:45 AM

Seemingly everytime we pick up a newspaper or periodical we see that health care costs have risen again.  The only real question anymore is 'How Much?'.  Of course, if we still have health insurance, the premium rates continue to go up and up.  What in the world can we do about this?  Would statewide mandatory insurance coverage do the trick?  Can we somehow legislate lower insurance premiums?  Are the drug companies really the culprits?  Maybe we simply need to move to Canada or Europe.

Recent studies show that our national health care spending increased in 2006 by 6.7% to $2.1 trillion.  That means that one out of every six dollars spent in our national economy goes for health care.  The 'good news' in this staggering number is that this is actually slower growth than we saw for 2005.  Apparently we're going in the right direction, even if too slowly.

Another amazing fact, to me at least, is the amount of 'out-of-pocket' spending each of us averages after insurance premiums, etc.  In 2006, we spent, on average, 12% out-of-pocket for our health care expenses.  Know what we spent out-of-pocket in 1960?  We spent 47% out-of-pocket for health care expenses. 

That means that we are shielded to a much greater degree today from our real health care costs than we were in 1960.  Our out-of-pocket costs have decreased steadily since 1960.  We are often at the point today where we think of the cost of health care as being the $10 or $20 co-pay we have to come up with when we go to see the doctor.  Or, the $20 or $30 dollars we have to cough up for medicines.  Those amounts are very small percentages of the total costs.

Why is this important?  It is important because we need to think about what we're spending if we're ever going to be able to bring this cost spiral under control.  If we come to understand that the real cost of the doctor visit is in the range of $125 to $150 or more, we can begin to understand that maybe we shouldn't be running to the doctor everytime we have a runny nose or a cough.

Another very interesting fact is this:  more than 50% of all health care claims costs in America today are to cover lifestyle-related illnesses.  Those are the things that you and I can control to one degree or another.  But, we can't control them if we don't know about it or if we choose not to do anything about it.  What are 'lifestyle' issues?  Smoking, alcohol use, obesity and simply laying around doing no exercise.

Does this apply to us?  Here are the most current facts:  One in every four Americans eat fast food every daySix of ten Americans do not exercise or seldom exercise!  Two of every three Americans are classified as either overweight or obese!

This is the real source of our health care cost crisis.  We have met the enemy and it is us!

No mandatory state programs, or profit controls on drug companies or anything else is going to solve this problem.  The simple truth is that this is up to us.  All the rest of these proposals are simply pablum calculated to make us feel good.

That is why this 'stuff' is flowing from the mouths of politicans.  And it does nothing to solve the problem!

Let your politicians know that you understand this.  If they really want to help us, they'll begin an educational program using some of the 'smoker money' to get the true message out.  And, be sure to tell them we do not want laws banning fast food or drinking or smoking.  We need to take responsibility for ourselves.  No one else can do that for us.  The marketplace will make its own corrections just as you've begun to see with the menu changes going on in the world of fast foods, for example.

Maybe if insurance companies were permitted to charge people what we deserve to be charged based on our lifestyle habits, we'd begin to see these changes occur.  If I smoke, I pay more.  If I'm overweight, I pay a surcharge.  Make me feel my wallet lightening up if I don't take personal responsibility (just don't think this is your new way to raise taxes). 

Don't just continue to blame big health, or big drugs or big insurance!  You are doing nothing but pandering when you resort to this, and we're on to you!


 

Bold 2008 Prognostication...

By Al Campbell
Sunday, Dec 30 2007, 09:55 AM

Maybe bold is a bit overdramatic; these things are almost certainly going to occur during the next twelve months...and probably during the next twelve months after that.

HEALTHCARE COSTS CONTINUE TO RISE...Of course that will happen as it has been happening for a long, long time now. 

We'll know what our healthcare delivery landscape will look like as we move through 2008.  We will be in the process of building too many facilities and that will ultimately drive costs up at an even greater pace.  We'll see the consolidation wave cresting and then we'll effectively have a couple of behemoths.  And that will ultimately drive health care costs up at an even greater pace.  We'll have continuing debate over the governmental control of our healthcare; and that holds within it forebodings for us all if we take the seemingly 'easy' pathway to universal coverage.  Government will continue to blame health insurance companies while it meddles in the free marketplace to the detriment of us all.  Will we be able to work our way through this coming year in healthcare?

TAXES WILL CONTINUE INCREASING...Again, of course this will happen as surely as the sun rises in the morning.

Our governmental bodies from village to state to federal continue to spend at a pace that simply cannot be sustained without damaging the economy.  Programs once instituted never die.  If funding channels go away (read cigarette taxes), the programs are simply shifted to using 'general purpose funds'.  And, as if the idea of never killing off useless tax-funded programs isn't bad enough by itself, our various government bodies add new tax-funded programs willy-nilly.  Our state budget just approved carries with it unfunded future obligations of something in the range of a billion dollars for the next biennium.  Our federal budget carries within it the same type of mischief.  Our politicos are absolutely addicted to 'earmarks' and those infect state budgets as well as federal budgets.

EDUCATION WILL CONTINUE TO BE DEBATED...And this, too, is a virtual given.

The primary state teacher's union, WEAC, has still not extracted its payback for the massive support provided to the Governor and many elected representatives.  Look for the QEO provision to be attacked and possibly thrown out if Democrats gain control of the Assembly in addition to the Senate and Governor's mansion.  Milwaukee's system will continue to move in precisely the wrong direction so far as numbers of graduates, test scores and almost every other measurable area.  Germantown's petition to move from MATC to another technical college district will be heard by the state technical college board, and only a miracle will see that petition granted.  We will have been accorded our 'due process' but come to realize that appointed boards do not provide 'due process'.  Virtual schooling will continue to be assailed by the teachers' unions...even though union member teachers are employed in those programs.  Why you ask?  Competition seems to be a great idea in everything but education, where the establishment simply cannot tolerate the possibility that we'll come to realize the king has no clothes.  There will be more referenda, and those that are properly presented will be voted on their merits from the electorates' perspective.  'Properly presented' means that the referenda are scheduled during an existing election, and not on some obscure date calculated to bring out only the 'right' voters.  'Properly presented' means that teachers and administrators are not employing taxpayer money to make their case, and that all the facts are presented well in advance to permit reasoned public debate.

ELECTIONS WILL DETERMINE THE WILL OF THE PEOPLE...And that is truly the hallmark of our country.

Our state government will be re-shaped and a Democrat sweep, should that occur, will virtually assure the we'll have universal health care called 'Healthy Wisconsin Two', higher taxes across the board, and fewer freedoms as government sucks up more of the available air.  We'll have more tax and spend programs that will take on lives of their own, and conservatives will trudge through the political wilderness for another decade or two.  Our Governor, who promised this would be his last term, has apparently decided that we need him for another term of four years.  Of course we expected that since other promises like 'no tax increases' have been conveniently forgotten, as well.

The federal scene holds a similar scenario.  People will need to evolve beyond the still-controversial 'hanging chad' feelings.  There was no Supreme Court fiat involved in the Florida race; that was a contrived attempt by the loser to fan the flames and get into office because he 'deserved it'.  So, he then went on to exploit the 'global warming' thing instead, while emitting more pollution that a thousand or more normal folks.  We'll have a new President-Elect by year-end.  The Iraq war seems to be less and less an issue as the press finally tells a more positive story...that has been going on for much longer than has been told.  The attempt to convince people that we're in a recession seems to be failing, but Congress still tries to make that happen with tax legislation.  For the first time since 1952, we have a wide-open race on both sides of the aisle.  What will happen if a strong third party candidate 'suddenly' emerges...like the 'sudden' emergence of Mayor Bloomberg of New York (as has been rumored for months now)?  That will throw everything into the proverbial 'cocked hat' on both the Democrat and Republican sides.  Yet another reason why congressional seats are so important.

2008 promises to be a very exciting and rewarding year, just as all the other years I remember have held great promise coupled with the aura of excitement...if we can but sieze those opportunities.

May you and yours enjoy a most healthy, happy and prosperous 2008...no matter your politics!


 
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