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In the Race

Now, here, you see, it takes all the blogging I can do to keep in the same place.
If I want to get somewhere else, I must blog twice as fast as that!
You see, I'm in the Red Queen's Race...

Seeing Red

By Janet Evans
Wednesday, May 7 2008, 07:03 AM


The Red Car Myth

"Studies have shown that red cars are involved in more accidents than their blue, green, or gold counterparts, and it is a fact that, on average, drivers of red cars pay higher car insurance rates.

But it’s also a fact that car insurance companies do not take a car’s paint color into account when determining premiums.

How can both statements be true?

Well, it isn’t the color of the car that matters, but the driver of the car.

Some people are perfectly safe drivers of perfectly safe red cars.

These people pay low car insurance rates.

Others are perfectly safe drivers of not-so-perfectly safe red sports cars.

They pay the same car insurance rates as equally safe drivers of blue or gold sports cars.

Then, of course, there are the not-so-perfectly safe drivers of red sports cars - these people pay the highest rates.

The issue isn’t the color of the car, it’s the type of car (a greater percentage of sports cars are red than any other color), and the type of driver (aggressive drivers are more likely to prefer red).

So it’s true that if you compared the car insurance rates of every red car driver and every blue car driver, the red car drivers would be paying more.

But it’s also true that if you wanted to drive either a red or a blue car, the cost of insuring them would be the same."

And let's not forget that young men under the age of 25 have higher insurance rates. 

That's simply because they have more accidents.

So where is this taking you?



VROOM   
à here



At least he was alive to make the call.







Insurance info quoted from  carinsuranceurbanlegends

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Comments

Like the GREEN   

There is one way to help curb young wreckless drivers.  American Family Insurance will install a camera into your car, and pay for it's operation for one year.  The camera then monitors the driver - his driving, whether or not the music is too loud, if a probationary driver has too many people in the car, etc... If it detects a violation, it sends off an email to the parent of the driver along with 20 second footage from before and after the violation.  My Ex had a camera installed in the car that my 16 year old son is using.  And gotta say, in just a few weeks, the presense of that camera has transformed his driving!!! I love it that American Family is being proactive - by doing some preventative measures, I believe they are saving lots of money in claims - and probably injuries.

May 7, 2008 8:36 AM

Janet Evans   

I've heard of these cameras but never really thought about it.

I don't think I would have needed that for my kids, but I can see how it would really be beneficial for some families.  

May 7, 2008 11:23 AM

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